- Description
Are you looking for a single resource for Texas Home Equity Lending Guidelines on both the State & Federal requirements? We are confident that this comprehensive reference guide will provide the clarifications that you need to some of the most confusing questions about Texas Home Equity Loans and Texas Home Equity Lines of Credit! We walk you through the disclosures and notifcations required by the State along with step by step instructions on the completion of the Integrated Disclosures mandated by RESPA/TILA - TRID. This latest edition also includes the Official Interpretations issued March 29, 2018!
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Whether an abundance of texas home equity loans pass through your institution or only one, the rules still apply and many are beginning to realize that without the tools, technology and know-how, the risk for lenders is overwhelming! The FIC advantage gives you a first class compliance guide to provide you easy reference at your fingertips!
As your partner in compliance, only FIC gives you an investment in your future! If you are not completely satisfied with your Texas Home Equity Reference Guide, you can return it with no further obligation and we will return your money.
What is a Texas Homestead? Urban or Rural?
What is a Texas "Cash Out" Loan?
What are the specific terms & provisions which must be met in order to have a valid home equity lien on a Texas Homestead?
What are the latest Interpretations by the Finance Commission and Credit Union Commission regarding Texas Home Equity Loans and Lines of Credit?
What State disclosures are mandatory? What language should be included in notifications and affidavits as "best practices" to protect the lenders and the borrowers?
What Federal disclosures must be provided and when? How do you complete the TRID Loan Estimate and Closing Disclosure for Texas Home Equity Loans?
What are HPML's and do they require specific disclosures, escrows or appraisals?
What are High Cost loans and do they require specific disclosures, escrows or appraisals?
We will provide you the answers to these questions, ...and much more!
Shipping & Returns - FIC products and materials will generally be shipped or mailed UPS ground or US Mail within 24 to 48 hours of orders being processed. If you are ordering an electronic pdf version, generally delivery will be within the same time frame. Should you wish to expedite your order, please contact us via email. Your complete satisfaction with every FIC product is fully GUARANTEED! If you feel that you do not receive the education benefit from our training materials that we promised, we will guarantee your money back! Our objective is to ensure that you receive high-quality, effective training materials and products you need to stay one step ahead of the overwhelming task involved in keeping you abreast of regulatory changes in Real Estate Compliance!
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